3 things you really need to know about insuring your engagement ring

You may not be the kind of person who puts value on your pieces of jewelry. After all, they are nothing but objects, no matter how cheap or expensive they may be. However, your engagement ring is more than just an “accessory” – it is a statement of love and commitment. Thus, insuring it should come as a natural choice.

What are some of the most important things to know about insuring your engagement ring? Read on and find out more.

  • There are two ways to insure your engagement ring. The first one is by adding it on your homeowner’s or renter’s insurance policy. In general, home insurance covers for all the things in it, but items that are very expensive (e.g. jewelry, electronics, etc.) will have to be added as an extension. If you settle for this option, make sure you move the engagement ring to your new home’s insurance policy once you move in together with your spouse.

  • The second way to insure an engagement ring is by calling for the services offered by agencies specialized in insuring jewelry. This method is frequently preferred by those who want to do this the easiest way possible.

  • Before you sign up for anything, make sure you know very well what the insurance policy covers. For instance, does it cover accidental losses or accidents? Ask the right questions before you buy your insurance policy and you will not have to face any kind of unpleasant surprises later on.

Infinity Films provides high quality wedding photography and videography services – so if you have been asked the Big Question and want us to shoot a beautiful engagement photo session with you, contact us today and find out more about our services! You’ll surely love what we can offer!

Photo source: flickr.com/ abider

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